When a consumer in Tennessee has more debt than they can manage, bankruptcy may be the solution. Consumers commonly choose Chapter 7 bankruptcy, which allows them to erase certain debts, but filing for bankruptcy can impact credit scores. Chapter 7 bankruptcy and...
Blog
Can you declare bankruptcy on a second mortgage?
Home equity loans are generally referred to as second mortgages. If you are struggling to make payments on a second mortgage, it may be possible to file bankruptcy in an effort to have the debt discharged. Let's take a look at the process of filing for protection from...
Unfinished college degrees and the cycle of debt
If you have an unfinished college degree and a mountain of debt, you're not alone. Many Tennessee residents who have dropped out of college find it difficult to break out of the debt cycle that began while they were a student. Fewer job prospects without a degree...
Factors that may point toward Chapter 13 as your best option
If you were to take a survey to determine how many Tennessee residents have faced serious financial challenges in the past five years, you may be surprised at the high number that would likely result. Even the slightest unexpected life change can throw your finances...
Older individuals: Are you ready to face your debt?
Whether you are approaching retirement or have already retired, you likely understand that your income will become fixed in a way that can make it more difficult to obtain extra funds in the event that you need them.Of course, even with this increased awareness, you...
Should you be considering bankruptcy more seriously?
Your financial situation is a mess. You have mountains of unpaid bills and creditors calling, and you have likely lost sleep due to the stress your financial instability has caused. You may feel that you have become the sole survivor of a sinking ship, but you are not...
Emergency savings may help, but what if you have none?
Tennessee is by no means isolated from the tremendous economic fluctuation the rest of the nation has experienced in the past couple of decades. If you consider your lifestyle one of average means, you likely have good and bad times concerning finances. Perhaps you're...
Avoiding feelings of regret by using caution with credit cards
Constantly dealing with an overwhelming amount of debt can leave you suffering from a lesser quality of life for extended periods. Unfortunately, financial hardships are a concern for many individuals, and while you may take comfort in the fact you aren't alone in...
Is your cancer treatment pushing you into debt?
You got the news no one wants to hear from their doctor -- you have cancer. After the initial shock, you learned all about it and what your treatment options were. You picked a course of action and started acting. Now, not too long after starting treatment, you learn...
Students loans are the source of financial strain for many
Tennessee readers know that many people who go to college leave with student loan debt. With the rising cost of tuition, room, board and textbooks, most people are unable to manage the cost of college on their own, and student loans often seem like the answer. The...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
More Testimonials