Struggling with debt is a common concern for many Tennessee consumers. If you find yourself with more bills than you can manage, past due notices in your mailbox and phone calls from debt collectors, your situation is serious. Debt of any kind can be stressful, but it can reach a point where it becomes overwhelming.
Many Tennessee consumers have some credit card debt. Like many others, you may use your credit card as a way to pay for daily purchases, like groceries, gas and clothes. You may also depend on your credit card as a sort of emergency fund -- a way to pay for unexpected things you didn't know you would need, like medication or even medical bills.