January is often a financially stressful month for many Tennessee consumers. You may relate, if you have come away from the holiday season with a whopping amount of credit card debt due to expenses associated with gift purchases or other issues. Perhaps you wound up...
Month: January 2019
Options for eliminating credit card debt
In the world of debt, there are two primary forms that Tennessee residents should understand. The first is secured debt which is any type of debt associated with a real item that acts as collateral. Examples of secured debt include mortgages and auto loans that are...
Consumer rights in debt collection
People in Tennessee who owe consumer debt may have a responsibility to repay their debt but they also have other rights. Knowing these rights and knowing what inappropriate and even potentially illegal actions by debt collectors to look for is important for all...
Chapter 7 or Chapter 13: Which makes sense for your situation?
Are you one of the many Tennessee residents struggling to keep your head above water financially speaking? If you are, debt relief options may be available to you. There are a few options out there, and trying to figure out which makes sense for your situation can be...
State ethics officials frustrated at pace of bankruptcy case
There often is a stigma that surrounds personal bankruptcy, in that many in Nashville may view it as simply a form of escape. Their opinion might be that those filing are looking to escape from financial responsibilities that result from frivolous (or in some cases,...
Does a failed means test mean Chapter 7 is off the table?
There are very specific income requirements that you must meet if you wish to pursue a Chapter 7 bankruptcy. To figure out if you meet those income requirements, you can take something called a means test.The means test is a pretty simple form. It is not something to...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
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