A common perception that many in Nashville may have is that personal bankruptcy simply offers one who has been irresponsible in their financial decision-making a way to avoid the consequences of their actions. The fact that most who seek bankruptcy protection file...
Month: November 2018
Holiday spending pitfalls you’ll want to avoid this year
Moving the calendar along into the holiday season is enough to make your head spin isn't it? Current data shows the average parent spends more than $400 on each person in the household for Christmas alone. That doesn't include wrapping and decorating supplies, holiday...
What is an automatic stay?
If you are one of the many Americans who struggle with credit card debt, medical expenses, mortgages and other bills, you may have been contacted by creditors regarding your late payments. Businesses often turn your unpaid, deficient amounts over to a collections...
Your mortgage, foreclosure and Chapter 13
On top of worrying about how to deal with creditors and pay monthly bills, people in Tennessee who struggle with serious financial problems may also have to be concerned about having a place to live. Homeowners facing these types of issues may be at risk of losing...
Your life after completing a Chapter 7 bankruptcy
Chapter 7 bankruptcy is a viable option for individuals who have an insurmountable amount of certain types of consumer debt. This legal process allows an applicant to discharge specific types of debt and emerge to a better and more stable financial future. If you are...
Using your credit card the right way can build your credit score
While building your credit score takes time and commitment to careful spending, ruining your credit and destroying your chances of getting help from lenders can happen in an instant. One of the most significant risk factors to hurting your credit is accumulating...
The difference between secured and unsecured debt
There are many advantages to filing Chapter 13 bankruptcy for those who are able. However, filing for Chapter 13 bankruptcy in Tennessee means meeting certain eligibility requirements in regard to the debt that one owes, as well as the income that one earns. There are...
Will bankruptcy free me of my student loan debt?
Many Tennessee residents have student loan debt and the inability to repay it. They are not alone. Millions of Americans are in the same position. What can they do about it? Can bankruptcy help?Typically, student loan debt does not qualify for bankruptcy debt...
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