If you are one of the many people in Tennessee who has filed for debt relief via a Chapter 13 bankruptcy, you will know that this is not a quick fix to your debt problems. You are initially obligated to make monthly payments to a trustee for a minimum of 36 months and...
Chapter 13 Bankruptcy
Retain your assets with Chapter 13 bankruptcy
There are usually only two ways for individuals in Tennessee to file for bankruptcy: Chapter 7 and Chapter 13. Each involves eligibility requirements relating to the amount of debt you owe and the amount of income you bring in each month. Often, you will be eligible...
Tips to maintain financial health after bankruptcy
Now that you have had your debts discharged by filing for bankruptcy in Tennessee, you probably feel as though you have had the weight of the world lifted off your shoulders. We at Rothschild & Ausbrooks believe that you should feel good about the decision you...
Second mortgages and bankruptcy
It is not uncommon for homeowners in Tennessee to have both first mortgages and second mortgages on their homes. The presence of a second mortgage can at times leave consumers wondering about their options when they find themselves faced with serious debt problems....
State ethics officials frustrated at pace of bankruptcy case
There often is a stigma that surrounds personal bankruptcy, in that many in Nashville may view it as simply a form of escape. Their opinion might be that those filing are looking to escape from financial responsibilities that result from frivolous (or in some cases,...
Qualifying for Chapter 13
Many of the Nashville clients who come to us here at do so with the intention of filing for a Chapter 7 bankruptcy. If you share the same intent, it is likely due to the fact that a Chapter 7 allows you to discharge many of your debts. Yet...
Your mortgage, foreclosure and Chapter 13
On top of worrying about how to deal with creditors and pay monthly bills, people in Tennessee who struggle with serious financial problems may also have to be concerned about having a place to live. Homeowners facing these types of issues may be at risk of losing...
The difference between secured and unsecured debt
There are many advantages to filing Chapter 13 bankruptcy for those who are able. However, filing for Chapter 13 bankruptcy in Tennessee means meeting certain eligibility requirements in regard to the debt that one owes, as well as the income that one earns. There are...
The credit counseling repayment plan requirement
Having made the decision to file for Chapter 13 bankruptcy in Nashville, you are likely to remain fairly resolute with it. After all, such a decision should not be taken lightly. While bankruptcy does offer you the advantage of halting any creditor actions from being...
Managing divorce and bankruptcy together
Financial problems can often be contributors to marital strife. Many a couple in Tennessee has found themselves facing the end of a marriage in part due to excessive debt or different financial styles. Some people may choose to file for Chapter 13 bankruptcy in an...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
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