Are you struggling with overwhelming debt and considering bankruptcy as a way out? If so, you may have heard of Chapter 7 and 13 bankruptcy. Although both options offer a fresh start to your financial situation, there are significant differences between the two....
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Lose these debt myths when rebuilding your post-bankruptcy credit
Now that you have survived your Chapter 7 bankruptcy, you probably plan to rebuild your credit and improve your credit score. If you take the wrong approach to this goal, you could end up in the same situation you were in before your bankruptcy filing. You can file a...
Remember these top tax tips if your debts get cancelled
If you’re going to go through bankruptcy or to look for other methods of having debt cancelled, it’s important to know how your taxes are affected by that decision. When a lender cancels any part of your debt, that debt becomes income in most cases. What that means is...
Cancer treatment debt pushes many survivors into bankruptcy
Fighting cancer is probably one of the most stressful things you've had to do in your life. Unfortunately, your difficult medical battle could very well come with a secondary financial fight for you. People diagnosed with cancer often find themselves saddled with...
Why you might want to file for bankruptcy
Filing for Chapter 7 bankruptcy can be an effective way to eliminate a variety of unsecured business or personal debts. In some cases, you may receive a discharge without losing assets such as positive equity in your Tennessee home. Let's take a look at some specific...
Debt can massively affect your retirement
No matter how much money you have or what you expect your retirement years to look like, it’s clear that things could change quickly. If they do, the debt you face -- or simply a lack of savings -- could really negatively impact your retirement. A millionaire’s...
The rise in medical bill crowdfunding
If your parents got injured and went to the hospital when they were young, and if they couldn’t afford the bills, they may have asked family members to loan them money. They may have gotten help from friends. They may have turned to a local church or some other...
Passing the bankruptcy means test with disposable income
If you've been considering filing for Chapter 7 bankruptcy in Tennessee, you've probably heard of the bankruptcy means test. The means test is a relatively lengthy form that is used to determine whether your disposable income is low enough to qualify you for Chapter 7...
These 3 issues often precede bankruptcy
You might be one of the lucky people in Tennessee who happens to be a financial wizard. Then again, you have a greater chance of being like the majority of others who know enough about finances to make ends meet but would need additional support if a serious crisis...
What’s the best way to deal with credit card debt?
Most Tennessee consumers carry credit cards, and you may be one of many who uses your card frequently. From groceries to emergency medical bills, most cardholders rely heavily on their cards. At the end of the month, you may be unable to pay your balance in full,...
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