There are many reasons that people feel the need to file for personal bankruptcy. Unexpected medical bills, job loss or the inability to find work that pays enough to meet rising living costs have landed many people in this situation. Before filing, you should...
Bankruptcy
Do you feel bad about filing for bankruptcy?
A lot of people delay filing for bankruptcy for a considerable time. While it is essential that you take your time to consider if it is right for you and to look for alternative solutions, delaying the inevitable can prolong your agony. Having debt you cannot afford...
2 ways that declaring bankruptcy can be good for your mental health
When it comes to personal finance, bankruptcy is often seen as a last resort for those who are navigating truly unmanageable circumstances. However, amidst the financial turmoil, there lies a silver lining that is often overlooked — the potential positive impact that...
Why is credit counseling crucial before filing for bankruptcy?
Are you contemplating filing for bankruptcy? If so, you should be aware of a critical pre-filing requirement: credit counseling. While it may not be the first thing that comes to your mind when you’re in need of bankruptcy, it’s important to acknowledge its relevance....
How long does it take to discharge debts during bankruptcy?
The discharge of debts at the end of bankruptcy proceedings is often the primary purpose of the process for filers. Those with insurmountable levels of debt can eliminate some of their financial obligations as a result of a filing. A discharge reduces what debts...
Can filing for bankruptcy cost you everything?
Filing for bankruptcy is often treated as a last resort for those overwhelmed by debt, partially because there's a common misconception that it can lead to the loss of all of one’s personal assets. Thankfully, this is not accurate. Bankruptcy laws are designed not...
Can you be fired for filing for bankruptcy?
It’s stressful to have debt hanging over your head. Excessive debt is one of the chief causes of the kind of psychological distress that can lead to broken marriages, chronic health problems, trouble sleeping and more. Bankruptcy offers real financial relief – but a...
Tips for rebuilding your credit score
Your credit score is the number that financial institutions will use to determine how trustworthy you are as a borrower. Someone with a high credit rating may receive lower interest rates or larger lines of credit. Someone with a low credit rating may be denied for...
How holiday shopping leads to debt nightmares
The holidays are all about thoughtfulness and giving – but too many people feel pressured to give until it really hurts. Despite the rising cost of living and inflation woes, it’s still predicted that 95% of people will indulge in a little holiday spending – and the...
Why do some people file for bankruptcy more than once?
Nobody wants to file for bankruptcy, but it happens – and some people have it happen more than once. As long as you wait the appropriate time limit between bankruptcies (which varies according to what type of bankruptcy you filed before and what type you want to file...
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