Bankruptcy

The holidays are all about thoughtfulness and giving – but too many people feel pressured to give until it really hurts. Despite the rising cost of living and inflation woes, it’s still predicted that 95% of people will indulge in a little holiday spending – and the...

Nobody wants to file for bankruptcy, but it happens – and some people have it happen more than once. As long as you wait the appropriate time limit between bankruptcies (which varies according to what type of bankruptcy you filed before and what type you want to file...

Realizing that you should file for bankruptcy may make you wonder about your future. One of the most important things you can do when you figure out that bankruptcy is your next step is to take a deep breath and focus on the fresh financial start you’re getting.  Once...

Many people struggle to pay off their debts. This can happen, for example, after people can’t pay off credit cards and struggle to recover from late fees. Or, to people who suffer from an injury and face medical bills but then face unemployment because of their...

Filing for bankruptcy is a significant decision that can be simultaneously stressful and a source of relief for those who choose this path. When someone files for bankruptcy, an essential provision called the automatic stay comes into play. This turn of events is...

If you’re saddled with overwhelming debt, you may not have considered the option of filing for bankruptcy simply based on things you’ve heard about it over the years. Many of them likely aren’t accurate. It’s important to get accurate information about both types of...

Student loans are one of the primary ways graduates build up debt. College students are often also targets of credit card companies, which can lead to all kinds of debts. Many students use their credit cards to buy books, supplies, coffee, alcohol, clothes, rent and...

Rebuilding credit after filing for bankruptcy can seem like a daunting task. However, it's far from impossible. You can regain financial health and rebuild your credit score with time, patience and consistent effort. The first step in rebuilding your credit is...

People are often grateful for the relief provided by the automatic stay that the court grants when they file for bankruptcy. After all, they have probably endured aggressive collection efforts for months at the point that they file for bankruptcy and may feel anxious...

Bankruptcy is a great process that helps many people recover from overwhelming debt obligations.  Are you considering filing for bankruptcy? You may need to ask yourself a few questions first. How often can I file for bankruptcy? People can file for bankruptcy as many...