Bankruptcy

When you look at your financial situation and all you’ve done to try to correct it, you do feel like bankruptcy may be your only option. If you’re holding off on bankruptcy because you’re worried about who will be able to find out about it, then that might not be a...

There are many misconceptions that circulate about financial hardship and bankruptcy. Some people form the opinion that careless spending is to blame. Others accuse people of not working hard enough. The reality is much different though, and anyone can fall on hard...

You're facing bankruptcy because your income is simply no longer enough to support all of the bills that you have. Your work has been impacted by the events of the last few years and you're simply earning less than you were before. You do hope that that changes, but...

You can’t pay your debts, and you know bankruptcy can help you get out of a difficult situation. Yet sometimes quick fixes come with long-term consequences that make your regret your initial decision. Does this apply to bankruptcy? Will you be walking around with your...

Money is one of the key factors that couples argue about. Unsurprisingly it is also a major factor in the breakup of marriages. People in relationships that are fine when the money flows can soon become divided by suspicion and guilt when the debts pile up. Functional...

A bankruptcy can be a good way to get your financial health back on track, but it also comes with some limitations. It may make it so it’s harder for you to get credit or loans in the future, at least for a few years. If you do need a personal loan after your Chapter...

A lot of people worry about how their bankruptcy will affect their credit score. While bankruptcy can damage your credit, most people who reach that point already have damaged credit. It's better to focus on rebuilding your credit after bankruptcy is over. Rebuilding...

Bankruptcy is often thought of as something that only happens to people when they have been careless with money. While overspending and exceeding your means can contribute to bankruptcy, this is not always the case. In fact, the main causes of bankruptcy seem to be...

Are you drowning in debts? If so, you are not alone. The pandemic left many Americans unemployed and without the means to pay off their debts. However, you can get rid of the financial and emotional pressure of being a debtor by filing for Chapter 7 or Chapter 13...

The need for a fresh financial start is sometimes one of the most pressing matters in a person’s life. If you’re in this position, you’re probably tired of the creditors calling you and sending you letters. Now, they can even send you private messages on social media...