Bankruptcy is a means to an end. It helps you eliminate debts and get yourself into a better financial situation. You’ll go through credit counseling in most cases, and you’ll learn better ways to manage your money. There will be some negative impacts caused by...
Reaching the point at which your debts are too high that you feel the need to seek some relief from them is a challenging decision to make. Filing for bankruptcy is a serious decision that can have far-reaching consequences to your life, even years down the line. As...
When hard times hit, declaring bankruptcy may be the most sensible thing to do. Essentially, bankruptcy is a legal process that is designed to provide debt relief for individuals or businesses that are unable to pay their bills. Bankruptcy is meant to help honest...
If you’re thinking of filing for bankruptcy, you may be interested in the impact it can have on other areas of your life. After all, this is a big decision and you need to weigh all of the ramifications carefully so that you can use bankruptcy to its full potential as...
Where you live can impact the odds that you will need to file for bankruptcy. There are many contributing factors, of course, so not every individual faces the same risks, but a look at the trends does show you if you’re in an area where bankruptcy is common or one...
There are a lot of reasons why people do not use bankruptcy, even when it is clearly the best option for them. Some of them think that it’s too complicated. Others worry about losing what they own. Still others are not sure they qualify. But one big reason is the...
When faced with insurmountable debts, Chapter 7 bankruptcy can be the best way to regain control over your financial situation. To make a more informed decision on what to do next, it is beneficial to understand some key advantages of this process. Outlined below are...
Filing for bankruptcy is a sensible move when you are troubled by debt. While filing for bankruptcy might be the right decision in light of your current financial situation, it might actually hurt your credit score in the long run. This is because declaring bankruptcy...
Bankruptcy may be one of the last things on your mind if everything is going well in your life. You may feel financially stable, have a good-paying job, and not have too much personal debt. That being said, to no fault of your own, you may experience a life event...
It's one thing to be burdened by a single bill. You may be able to negotiate a reduced settlement with your creditor to alleviate yourself of that pesky bill. Debtors with multiple delinquent accounts don't often have the luxury of negotiating balances. It's unlikely...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
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