One of the primary reasons that you may be thinking about filing for bankruptcy is that you could benefit from the protection afforded by the automatic stay. If creditors stop demanding payment, you can catch your breath. If a foreclosure action is halted, you can...
Month: April 2023
Why do you need to attend credit counseling before bankruptcy?
If you lose your job, suffer an illness or endure a costly legal matter like a divorce, you might run into a financial crisis. Fortunately, personal bankruptcy can help get a fresh start by either discharging or restructuring your debts. One of the goals of the U.S....
When is filing for Chapter 13 bankruptcy a good idea?
If you earn a decent, steady paycheck but you’re still struggling to pay your debts on time, it may be worth considering filing for bankruptcy. While your income level may render you ineligible to apply for Chapter 7 bankruptcy relief, it is likely that as a steady...
When is filing for Chapter 7 bankruptcy a good idea?
Most people are unaware of the fact that the U.S. Bankruptcy Code reserves certain opportunities for those who are least likely to be able to repay their debts any time soon. Unlike Chapter 13 bankruptcy, which is available to most Americans, Chapter 7 bankruptcy is...
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