Credit Card Debt

When your debt payments exceed your income, you may have to get creative about how you balance your budget. Credit card companies are great at offering services that look like solutions but that do nothing to get you out of debt.  Before you take advantage of one of...

Credit can be a great benefit, offering you easy access to funds in the event of an emergency in Nashville. Yet it also can lead to long-term financial difficulties if you are not able to manage it wisely. It is fine to use credit (even advantageous, in certain...

You are probably receiving a lot of unsolicited advice from your well-meaning family, friends and associates if you discussed with them that you are thinking about filing for bankruptcy. At the law office of , we know that it is stressful...

People in Tennessee who have struggled with high levels of credit card debt might end up having their cards cancelled, especially if they file for bankruptcy relief. The ability to become free from the debt associated with credit cards can be immensely helpful but...

In the world of debt, there are two primary forms that Tennessee residents should understand. The first is secured debt which is any type of debt associated with a real item that acts as collateral. Examples of secured debt include mortgages and auto loans that are...

People in Tennessee who owe consumer debt may have a responsibility to repay their debt but they also have other rights. Knowing these rights and knowing what inappropriate and even potentially illegal actions by debt collectors to look for is important for all...

For many residents in Tennessee, the holiday season can be a bit of a mixed bag, emotionally speaking. On one hand, people love to have extra time to spend with family members that they might not get to see often or to attend fun holiday celebrations. On the other...

The holiday season is in full swing and for many residents in Tennessee, that means the holiday shopping season is in full swing. Unfortunately, the desire to show someone how much they mean has become attached to dollar values and that can lead some people to...

While building your credit score takes time and commitment to careful spending, ruining your credit and destroying your chances of getting help from lenders can happen in an instant. One of the most significant risk factors to hurting your credit is accumulating...

Many Tennessee debtors may seek relief from crushing debt with credit counseling services. Credit counseling from a reputable organization is an alternative to bankruptcy that can help you manage your debt and get back on your feet. Unfortunately, according to...