Sometimes, those in Tennessee, and elsewhere, who are facing overwhelming debt, choose to file for Chapter 13 bankruptcy. In addition to the person filing, there are a number of people involved in the process, including the bankruptcy trustee. An often-overlooked cog...
Month: August 2015
Foreclosure crisis waning, despite rate of homes in foreclosure
For any number of reasons, people in Tennessee, and throughout the U.S. may fall behind on their mortgage payments. As a result, their mortgage lenders could choose to foreclose, putting their homes in jeopardy. With the decline of the housing market and economy came...
Dealing with debt: Credit Counseling or Chapter 7 bankruptcy?
The loss of a job, an unexpected injury or illness, or any other number of factors may cause people in Tennessee to struggle with debt. When looking to regain control of their finances, many look to debt relief options, including credit counseling and declaring...
When does debt collection become harassment?
If you are like many people in Tennessee, and elsewhere, who are struggling with credit card debt, then debt collectors have likely contacted you. While it is the job of these agencies to get you to pay the amounts owed on your accounts, there are limits to the...
Medical debts commonly lead to Tennessee bankruptcy filings
Whether for planned care, or unexpected illnesses or injuries, medical expenses can add up quickly in Tennessee, and elsewhere. Often, you may find yourself unable to keep up with these bills. We are often asked about debts resulting from medical bills at [nap_names...
Can you save your home by filing for Chapter 13 bankruptcy?
Like many in Tennessee who are dealing with financial challenges, you may have considered filing for bankruptcy. However, the possibility of losing your home may have stopped you from taking this step. We are often asked at , what options...
Understanding Tennessee Chapter 7 bankruptcy for business filings
When profits decline or expenses rise, some Tennessee businesses may struggle financially. If you are a business owner experiencing these types of challenges, you may have considered filing for bankruptcy. At , we are often asked about the...
Banks may break into still inhabited homes during foreclosures
As a result of financial challenges, the housing market and a number of other factors, people throughout Tennessee may find themselves facing foreclosure. According to a recent USA Today report, between January and June of 2015, the state’s foreclosure rate was...
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