Filing for Chapter 7 bankruptcy can be an effective way to eliminate a variety of unsecured business or personal debts. In some cases, you may receive a discharge without losing assets such as positive equity in your Tennessee home. Let's take a look at some specific...
Middle Tennessee Bankruptcy Blog
Why you might want to file for bankruptcy
Filing for Chapter 7 bankruptcy can be an effective way to eliminate a variety of unsecured business or personal debts. In some cases, you may receive a discharge without losing assets such as positive equity in your Tennessee home. Let’s take a look at some specific...
Debt can massively impact your retirement
No matter how much money you have or what you expect your retirement years to look like, it’s clear that your financial situation could change quickly. If they do, the debt you face -- or the lack of savings -- could really impact your retirement. Understanding the...
The rise in medical bill crowdfunding
If your parents got injured and went to the hospital when they were young, and if they couldn’t afford the bills, they may have asked family members to loan them money. They may have gotten help from friends. They may have turned to a local church or some other...
Passing the bankruptcy means test with disposable income
If you've been considering filing for Chapter 7 bankruptcy in Tennessee, you've probably heard of the bankruptcy means test. The means test is a relatively lengthy form that is used to determine whether your disposable income is low enough to qualify you for Chapter 7...
Passing the bankruptcy means test with disposable income
If you've been considering filing for Chapter 7 bankruptcy in Tennessee, you've probably heard of the bankruptcy means test. The means test is a relatively lengthy form that is used to determine whether your disposable income is low enough to qualify you for Chapter 7...
How long does Chapter 7 bankruptcy stay on credit reports?
When a consumer in Tennessee has more debt than they can manage, bankruptcy may be the solution. Consumers commonly choose Chapter 7 bankruptcy, which allows them to erase certain debts, but filing for bankruptcy can impact credit scores. Chapter 7 bankruptcy and...
Can you declare bankruptcy on a second mortgage?
Home equity loans are generally referred to as second mortgages. If you are struggling to make payments on a second mortgage, it may be possible to file bankruptcy in an effort to have the debt discharged. Let's take a look at the process of filing for protection from...
Unfinished college degrees and the cycle of debt
If you have an unfinished college degree and a mountain of debt, you're not alone. Many Tennessee residents who have dropped out of college find it difficult to break out of the debt cycle that began while they were a student. Fewer job prospects without a degree...
Considerations before you file for business bankruptcy
It is difficult to run a small business, and you may find that your company is struggling financially. After a period of time, you might consider filing for bankruptcy as a way to keep your business going. In some cases, this is the best choice. Before you move...
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