Filing for bankruptcy is a significant decision that can be simultaneously stressful and a source of relief for those who choose this path. When someone files for bankruptcy, an essential provision called the automatic stay comes into play. This turn of events is...
Middle Tennessee Bankruptcy Blog
Understanding the Chapter 7 bankruptcy means test in Tennessee
The bankruptcy means test is a crucial component of the bankruptcy process introduced as part of the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). It is designed to prevent higher-income individuals from filing for Chapter 7 bankruptcy....
Can a bankruptcy on your record make it harder to get a job?
If you’re saddled with overwhelming debt, you may not have considered the option of filing for bankruptcy simply based on things you’ve heard about it over the years. Many of them likely aren’t accurate. It’s important to get accurate information about both types of...
Filing for bankruptcy after graduation
Student loans are one of the primary ways graduates build up debt. College students are often also targets of credit card companies, which can lead to all kinds of debts. Many students use their credit cards to buy books, supplies, coffee, alcohol, clothes, rent and...
Tips for rebuilding your credit after bankruptcy
Rebuilding credit after filing for bankruptcy can seem like a daunting task. However, it's far from impossible. You can regain financial health and rebuild your credit score with time, patience and consistent effort. The first step in rebuilding your credit is...
When will a bankruptcy discharge come off of a credit report?
People are often grateful for the relief provided by the automatic stay that the court grants when they file for bankruptcy. After all, they have probably endured aggressive collection efforts for months at the point that they file for bankruptcy and may feel anxious...
5 questions to ask before filing for bankruptcy
Bankruptcy is a great process that helps many people recover from overwhelming debt obligations. Are you considering filing for bankruptcy? You may need to ask yourself a few questions first. How often can I file for bankruptcy? People can file for bankruptcy as many...
How declaring bankruptcy can be good for your health
If you are in high debt, it may be best to file for bankruptcy. This will allow you to enjoy numerous benefits, including relief from debt and potential lawsuits. In addition to these, declaring bankruptcy can be good for your health. This guide discusses how this can...
Who is most likely to file for bankruptcy?
Being prepared for the unexpected is crucial, and most people do this. However, it's rare for someone to plan for bankruptcy, as it's associated with negative aspects, and some people believe they can't experience it - they save and make the right financial moves. As...
3 common reasons people shy away from filing for bankruptcy
Many individuals and businesses face financial challenges in today’s fast-paced and unpredictable economy. When debt becomes overwhelming and difficult to manage, filing for bankruptcy can provide a fresh start and relief from mounting financial burdens. However,...
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