While most people in Tennessee experience credit card debt at some point in their lives, it appears that how much a person has may be tied to their age group. A survey was conducted, reports GO Banking Rates, and the results were broken down by age...
Month: October 2016
What happens to a relative’s debts when they die?
Dealing with the death of a loved one in Tennessee can be extremely difficult. In addition to the emotional and psychological turmoil that you may go through, there are unfortunately also financial issues that must be dealt with. You may therefore be relieved to hear...
What factors are used to determine my credit score?
Your credit score is important for a number of reasons. It is what people and companies will base many decisions on throughout your life, including whether you can rent or own a home, buy a car, take out a loan or possibly even get a job. Filing for bankruptcy in...
Should I only pay my credit card’s minimum payment every month?
When money is tight and you have a lot of debt in Tennessee that you are working to pay off, it may be tempting to only pay the minimum payment each month on your credit card. Indeed, if the minimum payment is all you can afford, then paying that amount and doing so...
Faced with debt, many former prisoners end up in bankruptcy
Serving a term in prison in Tennessee affects a person’s life in many different ways. One problem that many people find upon their release is that they are saddled with thousands of dollars in debt and no clear way to pay it off. This, in turn, then puts those...
New protections have been added for prepaid card users
Whether it is because of a bankruptcy or for some other reason, many people who live in Tennessee do not use of or have access to credit cards. Instead, they rely on prepaid cards, which are preloaded with a certain amount of money. Each transaction a person uses the...
What is a short sale and how can it help me avoid foreclosure?
If you are behind on mortgage payments for your home in Tennessee but would like to avoid having your home foreclosed on, you do have some options. One such option is a short sale. You may have heard the term before but are unsure what it means.If you owe more on your...
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