Too many low-wage earners who could benefit from filing for bankruptcy shy away from the process because they’ve heard that doing so will cost them their property. This is a myth. In reality, Chapter 13 filers don’t risk the liquidation of their non-exempt assets and...
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy can give you a fresh start
The thought of filing for bankruptcy can be overwhelming. Oftentimes, people are embarrassed that their debt has gotten so out of control. It can be a painful realization once you know that you're broke, but there is another way to look at the situation. Chapter 7...
Chapter 7 bankruptcy: Dischargeable vs. nondischargeable debts
When there is no other way out of your current financial situation, filing for bankruptcy may be your only option. When you decide to declare bankruptcy, you expect to be relieved of your debts and get your finances in order. While it may be the case, there are...
Preparing for Chapter 7 bankruptcy
When your finances are not in order, declaring bankruptcy may be one way to turn things around. It can be an overwhelming process given the many documents you need to gather, forms you need to complete, and courses you need to finish. However, it may give you a fresh...
Could you have a no-asset bankruptcy?
When people are considering Chapter 7 bankruptcy, one of their primary concerns is that they will have to give up things that they need and things that are very important to them. The bankruptcy court will divide their assets into exempt and non-exempt. Those assets...
What are the disqualifiers to filing for Chapter 7 bankruptcy?
Debt can quickly mount if you don't aggressively address it early on. Many consumers who find themselves unable to pay their bills look to different debt relief options to gain a fresh financial start, including bankruptcy. Chapter 7 bankruptcy can provide you with...
How long does Chapter 7 bankruptcy stay on credit reports?
When a consumer in Tennessee has more debt than they can manage, bankruptcy may be the solution. Consumers commonly choose Chapter 7 bankruptcy, which allows them to erase certain debts, but filing for bankruptcy can impact credit scores. Chapter 7 bankruptcy and...
What is chapter 7 bankruptcy?
Like many Tennessee residents, you may have fallen into personal debt from credit card use, unexpected medical expenses or job loss. When you start to search for ways to get out of debt, you may feel overwhelmed by the numerous options that are available. One such...
How can an automatic stay stop creditor harassment?
Millions of Americans struggle to keep up with expenses accumulated from medical care, credit card bills, mortgages, car payments, loans and other expenses. If you are one of the many who are buried under a pile of debt, you may know what it feels like to be the...
Involuntary bankruptcy transitions ownership of care facilities
When businesses in Nashville file for bankruptcy, most might assume that is it under Chapter 11. This is the form of bankruptcy that allows companies to create a restructuring plan that will hopefully allow them to avoid debt struggles in the future. Yet there may be...
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