If you are one of the many people in Tennessee who has filed for debt relief via a Chapter 13 bankruptcy, you will know that this is not a quick fix to your debt problems. You are initially obligated to make monthly payments to a trustee for a minimum of 36 months and...
Month: March 2019
What is chapter 7 bankruptcy?
Like many Tennessee residents, you may have fallen into personal debt from credit card use, unexpected medical expenses or job loss. When you start to search for ways to get out of debt, you may feel overwhelmed by the numerous options that are available. One such...
How Tennessee residents can deal with unexpected medical debt
Have you ever been to the emergency room for something like a broken bone, or have you ever had to stay in the hospital overnight because of a surgery you needed? If so, you are like many in Tennessee who find themselves dealing with expensive and often overwhelming...
Retain your assets with Chapter 13 bankruptcy
There are usually only two ways for individuals in Tennessee to file for bankruptcy: Chapter 7 and Chapter 13. Each involves eligibility requirements relating to the amount of debt you owe and the amount of income you bring in each month. Often, you will be eligible...
Removing missed payments from your credit report
Credit can be a great benefit, offering you easy access to funds in the event of an emergency in Nashville. Yet it also can lead to long-term financial difficulties if you are not able to manage it wisely. It is fine to use credit (even advantageous, in certain...
Credit card debt a serious concern for many Tennessee consumers
Credit cards have been around for decades. In our modern economy, some businesses have made them a mandatory method of payment, in fact. A recent study showed that the average American family holds 8 cards, using them from for everything from weekly groceries to...
How can an automatic stay stop creditor harassment?
Millions of Americans struggle to keep up with expenses accumulated from medical care, credit card bills, mortgages, car payments, loans and other expenses. If you are one of the many who are buried under a pile of debt, you may know what it feels like to be the...
Is debt settlement better than bankruptcy? Not likely.
When faced with a significant amount of debt, you may feel trapped by your creditors. Even though debt relief options are available, you may think that they are too good to be true or that they will only further harm your financial situation. Not all debt relief...
Finding financial security is possible after bankruptcy
After having experienced substantial financial issues and made it through bankruptcy, you undoubtedly want to make sure that you stay on the right financial track. That means using your freed-up cash flow to set yourself up for financial security, which may require...
Tips to maintain financial health after bankruptcy
Now that you have had your debts discharged by filing for bankruptcy in Tennessee, you probably feel as though you have had the weight of the world lifted off your shoulders. We at Rothschild & Ausbrooks believe that you should feel good about the decision you...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
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