When many Tennessee patients receive a bill from their doctor, they likely pay it without examining it too closely. If the funds are not immediately available, the bill may end up going on a credit card and driving a patient into debt. However, NBC News reports that...
Month: March 2016
Bouncing back from a foreclosure
Having their home foreclosed on leaves many Tennesseans feeling downhearted and pessimistic. However, just because someone goes through a foreclosure does not mean that his or her financial future is ruined or that they will never be able to buy another home. The...
Debunking common bankruptcy misconceptions
When it comes to filing for bankruptcy, there are several common misconceptions about what bankruptcy is and what it does. In this post, we will address some of the most common misunderstandings.1. Bankruptcy destroys credit forever. Filing for bankruptcy does not...
Air ambulance rides can leave patients with severe medical debt
When a serious accident occurs, it is sometimes necessary for a patient to be air lifted in order to get the treatment they need as soon as possible. While this rapid transport may save the patient's life, it may also leave them with a hefty bill.According to ABC...
Can I file for Chapter 7 if I am unemployed?
You do not have to be employed in order to file for bankruptcy. In fact, if you are filing for Chapter 7 it may make the process a little bit easier for you.Chapter 7 bankruptcy is intended to give you a clean slate when it comes to unsecured debts. As long as your...
How the Affordable Care Act has increased medical debt
One of the main purposes of the Affordable Care Act (ACA) was to ensure that every person has access to health insurance. That goal has largely been accomplished as millions of previously uninsured Americans are now covered by some kind of health insurance policy....
Many people have more credit card debt than savings
Many Tennesseans are saddled with more credit card debt than they would like and less savings for a rainy day. However, it may surprise them to learn that they are not alone. Bankrate reports that only half of all Americans have more money put away as emergency...
Proposed legislation would change how medical debt affects credit
For the over 43 million people who have medical debt on their credit reports, a new proposal could bring them some assistance. Credit.com reports that five Democratic Senators have introduced a new piece of federal legislation that would offer Tennesseans some credit...
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