Many people file their bankruptcies without an attorney. This is permitted, and you can file "pro se," which means "for yourself." You may think it isn't that complex and you can save some money by doing it yourself. While you can save money if you successfully...
Month: April 2015
A bad idea made worse
Once something become enshrined in law, it can be difficult to dislodge. Take the sections of the Bankruptcy Code that prevent student loans from being discharged. These provisions date to 1978, and were based on some newspaper stories that suggested that some...
A million dollars a year won’t keep you out of bankruptcy
We all have imagined how great it would be to have an income like that of a professional athlete. Earning millions per year, we probably believe that it is like winning a "golden ticket" and that with that kind of income, life would indeed become "easy street."Well,...
Child support and a Chapter 13 bankruptcy
Last time, we discussed the issue of child support and a Chapter 7 bankruptcy, and we noted that while you cannot discharge a child support obligation in a Chapter 7, it might affect how you could collect that obligation if your former spouse filed Chapter 7.This...
What are the reasons individuals file bankruptcy?
More than a million Americans file bankruptcy every year, according to bankruptcy court statistics in the United States. Bankruptcy can help individuals struggling with debt by discharging or eliminating certain debts and helping them get a fresh start.Individuals...
Child support in a Chapter 7 bankruptcy
Child support is not dischargeable in a bankruptcy. This means that if you owe child support, your filing a Chapter 7 or a Chapter 13 will not allow you to eliminate that debt. If you are owed child support, your claim for child support remains during the bankruptcy,...
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