If you’re mired in an excessive amount of credit card debt in Tennessee, you might feel like there’s no light at the end of the tunnel. However, there are steps you can take to manage your credit card debt and begin rebuilding your finances once again. The...
Credit Card Debt
The truth about minimum payment traps
When most Tennesseans think of credit card debt, medical bills or holiday shopping might be the first culprits to come to mind. However, one tricky factor at play in the wallets of many is that of minimum payment traps. Some are aware that such methods of paying off...
Debt, unemployment and america’s job growth
Along with the plethora of other topics under the current American spotlight, unemployment continues to be a prominent concern. Despite these concerns, recent reports show that job growth in the nation is climbing slowly, but steadily. Tennesseans dealing with...
The reality of credit card debt in america
No matter the life stage, and no matter the issue at hand, countless Tennesseans face the reality of credit card debt. Many might assume that such debt can only occur as a result of shopping addictions, but these situations can often be much more...
What is the Fair Debt Collection Practices Act?
When you accept and use a credit card, your are acknowledging your responsibility as a Tennessee consumer to pay on the debt. Also part of this agreement is the right of the creditor to seek payment of the debt. However, this does not mean that a creditor can do...
What does the Credit CARD Act protect?
Tennessee residents who have a credit card are likely aware of the risks that come with it. Credit cards, when used or monitored improperly or recklessly, can easily lead to consumer debt. This is why the Credit Card Accountability Responsibility and Disclosure (CARD)...
Holiday debt and stress trends
Like their counterparts around the nation, many residents in Tennessee feel an increase in their levels of stress during the holidays. This is not because of the potentially frantic pace of life as they rush from one holiday celebration to another so much as it is...
How can you take care of delinquent payments?
Tennessee residents with delinquent payments have a credit card account that's past due. This will not only have a large impact on your overall credit score, but it can lead to serious harassment by creditors. If you're dealing with delinquent payments while trying to...
Consumer credit card debt on the rise
For some Tennessee residents, the recession of a decade ago may feel like it has long passed. For others, however, the burden of debt may feel just as fresh as ever. Recently released data indicates that the amount of consumer debt on credit cards is on the...
Digging out of debt while unemployed
When residents in Tennessee have lost their jobs and are still struggling with debt, the future can look bleak. However, even though it may be difficult, it possible to dig out of debt without having a job.Two Cents has a number of steps that can be taken...
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