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Is it time for you to file for bankruptcy?

On Behalf of | Nov 23, 2017 | Chapter 13 Bankruptcy

Tennessee residents just like you are suffering with debts that may seem insurmountable. This is where Rothschild & Ausbrooks, PLLC, come in. They help you decide if the debt that you’re in is too steep for you to pull out of on your own, and can show you all of the benefits of bankruptcy.

Bankruptcy is not the right move for every individual. However, there are some cases in which filing for bankruptcy may be exactly the kind of help you need. One of the biggest examples is if you’re suffering from creditor harassment. Even if you think you’ll never be able to get them off your back, filing for bankruptcy will stop all creditor harassment in its tracks. They are legally unable to bother you in any way after you have filed.

Additionally, if you’re worried about either repossession or foreclosure, bankruptcy can help. If you file for bankruptcy, both foreclosure and repossession threats will temporarily be put on hold as you’re given time to work out a bankruptcy plan instead. Of course, the result depends on which type of bankruptcy you file for and whether or not you’re able to repay your debts if you choose to go with Chapter 13. Both wage garnishment and creditor lawsuits can be dealt with during this process as well.

Unfortunately, dealing with debt problems will always be at least somewhat stressful. However, bankruptcy filing may be the answer you’re looking for. To read more about bankruptcy, including the different chapters, give our informative web page a look.


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