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November 2015 Archives

Renting an apartment after bankruptcy

People in Davidson who file for Chapter 7 bankruptcy often have to move out of their home and turn it back over to the bank. If they have fallen behind in payments, they could have trouble with their credit rating and this can make it difficult for them to rent an apartment. Despite a bad credit rating, there are things that people can do to convince a landlord to accept them as a tenant.

What should you put in a cease harassment letter?

If you are receiving harassing phone calls from credit collectors, one option you have is to write a cease and desist letter. This essentially tells the creditor to stop contacting you, but it is important to include certain information within the letter for it to be effective.

How can Chapter 7 bankruptcy give you a fresh financial start?

Chapter 7 bankruptcy is designed to help you regain your financial footing by digging you out of debt. Although claiming Chapter 7 bankruptcy may have some negative effects on your credit and make it difficult to obtain certain types of loans in the future, it can help by giving you the opportunity to start fresh. If you are struggling with medical debt, credit card debt, a mortgage and other overwhelming financial expenses in Tennessee or anywhere across the country, you are not alone. According to the U.S. Courts, more than one million people filed for bankruptcy in 2013. Of those million, 728,833 cases were for Chapter 7.

Medical debt can accumulate quickly

There are many reasons why people find themselves in a financial slide and one of these is medical debt. At Rothschild & Ausbrooks PLLC, we know that medical debt can accumulate quickly. An unexpected or even planned for medical procedure, can catch people unawares and leave them facing multiple bills for a variety of treatments and services.

Cancer support organization goes bankrupt

When a business owner is struggling with debt, it is essential for them to consider every option that is on the table as they move forward. In some cases, successfully filing for bankruptcy can provide them with a sense of relief and peace of mind after months or maybe even years of dealing with overwhelming anxiety. In Davidson, Tennessee, and throughout the United States, businesses that are both large and small should address any financial hardships they are facing as soon as possible.

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Rothschild & Ausbrooks, PLLC
1222 16th Avenue South, Suite 12
Nashville, TN 37212

Toll Free: 866-656-8909
Phone: 615-866-2265
Fax: 615-242-2003
Nashville Bankruptcy Office