Homeowners Association Debts in Bankruptcy
The topic of homeowners association (HOA) fees in bankruptcy is one that arises quite often during the process and can be quite complicated for many people in debt. If you file bankruptcy, you may be able to discharge any HOA fees that are in arrears. However, you are still responsible for all HOA fees that are incurred after the bankruptcy filing.
Given the complicated nature of bankruptcy, consult with an experienced bankruptcy attorney in Tennessee for more information. At the law firm of Rothschild & Ausbrooks, PLLC, our lawyers will explain your options and help you chose the best course of action if you are unable to pay your HOA fees or discharge them in Chapter 7 or Chapter 13 bankruptcy.
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After a bankruptcy is filed, you may still be liable for subsequent HOA fees until you sell the property, you no longer live in the property and you no longer have the title to the unit. You may have options, however, for paying those fees off, even after your bankruptcy has been filed.
To get the most out of your legal protections in the bankruptcy process, it is important to have all the facts. At our Nashville office, we can help you discharge credit card debts, medical bills and unsecured debts and understand what you can do regarding any secured debts that may not be dischargeable in Chapter 7 or Chapter 13.
Contact Us for a Free Bankruptcy Consultation
Please contact Rothschild & Ausbrooks, PLLC, today to schedule an appointment for a free initial consultation in Tennessee.