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Issues that place you at risk for financial crisis

Do you consider yourself thrifty, frugal and good with money? If so, then congratulations, as not every Tennessee resident would say the same! Some people are naturally fiscally minded, while others consider themselves financially challenged in more ways than one. Perhaps you fall some place in between with good years and bad years, or even good weeks and then a few not so good. So many factors go into an individual's financial situation.

Is crowdfunding the best option for addressing medical debt?

For decades individuals have utilized various methods of fundraising as a way to pay for activities or items. You may have participated in a bake sale, car wash or other similar event in your younger years or helped your child with such an endeavor more recently. Often, these fundraisers can help groups or individuals reach monetary goals in order to cover certain expenses.

Which chapter is right for you?

When it comes to trying to overcome financial obstacles, there's no one right or wrong way to do so. Your situation may be vastly different from your nearest Tennessee neighbor's. On the other hand, you may have several issues in common yet determine that your most viable options to resolve your problems are not the same. Whatever events led to your financial crisis to begin with, there's likely a light at the end of the tunnel of which you might not be aware.

Crowdfunding may not meet medical debt needs

Facing an unexpected medical emergency can leave you feeling physically unwell. Additionally, you may also have the added worry of how you could potentially pay for the medical treatment that the health condition may require. Often, many Tennessee residents do not have the personal funds or medical insurance coverage to meet all of their financial needs during this time.

Struggling with medical debt? Your credit score may not suffer

You may be monitoring your credit report, or maybe you just can't bear to look. Keeping an eye on your credit score is a good way to measure how well you are managing your debt. If your score is climbing, you are likely on track. However, if your score is falling or can't break out of the range of unacceptable, you may be frustrated, especially if your score has dropped because of medical debt.

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Rothschild & Ausbrooks, PLLC
1222 16th Avenue South, Suite 12
Nashville, TN 37212

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Phone: 615-866-2265
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