Receiving that first phone call or message from a collection agency can send your mind into a tailspin and make you feel like you're drowning. Living on a budget, managing bill payments, trying to stay afloat and all while working to do so is a struggle that most of us know too well.
If you are buried under unmanageable debt and seeking a way out, bankruptcy may very well be one of the options you have taken into consideration. However, if you don't know very much about bankruptcy, which is not unusual for people going through it for the first time, you could find yourself believing some myths and half-truths about the process.
Getting a fresh start from debt obligations is one of the top concerns voiced by our new clients. Yet a bankruptcy filing offers much more, including a host of protections.
If you are struggling with debt, you can quickly get overwhelmed by your options for debt relief.
The holiday season is upon us, and while cheer and good tidings are the norm this time of year, people throughout Nashville likely have an underlying question on their minds: "How am I going to pay for all of this?"
If you constantly struggle to pay your bills only to fall further behind each month, it's natural to feel a little desperate. In your search for a solution, you may have considered tapping into your 401K to get those creditors off your back. Retirement fund loans usually come with a five-year payback schedule and a low interest rate.
Tennessee consumers who are facing overwhelming debts, and continuous creditor harassment, may be seeking a solution to their financial problems. Due to the negative connotation and many myths related to bankruptcy filings, many people avoid consideration of such a drastic step. However, millions of Americans have resolved their financial issues by filing for Chapter 7 bankruptcy.