On November 28, 2023, our new mailing and physical address will be 110 Glancy St., Ste. 109, Goodlettsville, TN 37072.

You Can Rely On Our Experienced Team To Guide You Confidently Through The Bankruptcy Process.

Discharging Debts in Chapter 7 Bankruptcy

Everyone files bankruptcy for the same reason: to overcome debt. However, everyone’s situation is unique. Everyone’s mix of debts is different. If you are considering Chapter 7 bankruptcy, it is important for you to understand exactly how it will affect your debt. At Rothschild & Ausbrooks, PLLC, our lawyers will take the time to review your situation, your mix of debts and provide you with the information you need to decide how to move forward.

What Debt Is Discharged in Chapter 7 Bankruptcy?

What debt can you discharge? That is one of the first questions that needs to be answered before moving forward with a Chapter 7. Debt is divided into two categories: secured debt and unsecured debt. Chapter 7 is specifically targeted toward discharging unsecured debt, which includes credit card debt and medical debt. Do these types of debt have a place in your mix of debts? Then Chapter 7 may be right for you.

Our attorneys have more than three decades of experience helping people just like you in Goodlettsville and throughout Tennessee. We know how stressful debt can be. We do not want to add any more stress by pushing you in a direction you are not comfortable with, which is why we believe it is so important to educate you about all the benefits of the Chapter 7 discharge.

How Soon Is Debt Discharged in Chapter 7?

Thanks to the automatic stay, you will stop being harassed by creditors as soon as you file Chapter 7 bankruptcy. After that, the wait is not long until your debt is discharged. In most cases, it is only a matter of months before debt is eliminated through Chapter 7.

Contact Us for a Free Bankruptcy Consultation

Please contact Rothschild & Ausbrooks, PLLC, today to get answers to questions about the Chapter 7 bankruptcy discharge.