There are many differences between Chapter 13 and Chapter 7 bankruptcy for individuals. They have vastly different timelines and qualifications for filing, for example. One of the more significant differences is the role of the appointed trustee. In a Chapter 7...
Chapter 13
What if I am unable to complete my Chapter 13 bankruptcy?
When you file for Chapter 13 bankruptcy in Tennessee, you work with the bankruptcy trustee to create a payment plan whereby your creditors get paid. At the end of the plan, once all of the payments have been made, your bankruptcy is completed and can be discharged....
New rule affects those in default on student loans
While filing for bankruptcy in Davidson can help alleviate many financial struggles, many types of student loans are not dischargeable in bankruptcy and some borrowers may find themselves struggling to make timely payments. In fact, the number of people who defaulted...
The CFPB is in danger despite helping millions of consumers
Many people who live in Tennessee felt the crunch of the Great Recession. As the nation was healing from its economic woes, the Consumer Financial Protection Bureau was created in order to prevent some of the bad lending practices that led to the downturn in the first...
I have made all of my Chapter 13 payments: now what?
Filing for Chapter 13 bankruptcy in Tennessee can feel daunting at the beginning but the good news is that it does not last forever. After your case was initially filed, a payment plan was worked out whereby you would repay all of your debts covered by the bankruptcy....
Student loan debt affects unexpected demographic: seniors
Earning a college education is an important goal that many parents in Davidson want for their children. Therefore, many of those families take out student loans in order to be pay for things like tuition and room and board. However, when the loans are in the...
What do I need to know about bankruptcy and my tax obligations?
As the saying goes, the only things certain in life are death and taxes. Dealing with tax obligations can be overwhelming and stressful under the best of circumstances. If you are also facing bankruptcy in Tennessee, the situation may feel even more distressing. That...
Is help with student loan debt available if I am disabled?
If you are disabled and are burdened with student loan debt, there may be some assistance available to you from the federal government. While many types of student loans are not dischargeable except in certain circumstances, those who are disabled do have access to...
New federal programs may help ease student loan debt for some
Most people in Tennessee who pursued a higher education likely relied on student loans in order to be able to afford college. While such loans are key in allowing many people to attend college who would not otherwise be able to, those people are then left with large...
Some Olympians and their families face financial woes
The 2016 Summer Olympics are in full swing in Rio and there have been a number of standout American athletes that have become household names across Tennessee. However, earning a medal does not guarantee a lifetime of fame and fortune. While a handful of competitors...
I know you are working diligently for me and my family. It means EVERYTHING to us, and you have been so gracious in your efforts.
Thank you for that, as well as your entire staff. Remarkable.
-Kevin M.
More Testimonials