One of the reasons that many in Nashville may be hesitant to consider bankruptcy as a legitimate option to help combat their struggles with debt is the perceived stigma that is associated with it. Some might view those who seek bankruptcy protection as being irresponsible with their money and simply looking for a way to not have to face the actions of their poor financial decisions. Yet this line of thinking might actually reinforce the notion that the decision to file for bankruptcy is a brave one, in that doing so places one in a position to be scrutinized.
The level on scrutiny one may face might even be more pronounced given their status within their local communities. This fact is on full display in the story of a Michigan woman whose bankruptcy case is now seemingly being used against her by political opponents. Her candidacy for county clerk was attacked when representatives of the opposing party in the county released information showing she had filed for Chapter 7 bankruptcy in 2013. Included in her list of liabilities were a mortgage and car payments, as well as credit card and student loan debt. The woman has since responded by labeling the move as political mud-slinging.
Hearing this story might be difficult for those contemplating a personal bankruptcy, yet it also may show just how easily common debts (such as those that this woman had) can become overwhelming. Her story might even be viewed as proof that bankruptcy can succeed in helping people out of a poor financial situation. In such a context, one might certainly say that those who have sought it need not be embarrassed for their decision. Those looking to make that decision might want to schedule an appointment to consult with a local bankruptcy attorney.