Getting medical care is something that some adults choose to bypass simply because of the financial implications of getting medical care. When these medical bills get to be too much for you to handle, you do have options available to you to deal with those medical bills.
Unexpected medical bills are often the ones that wreck havoc on your finances. These can include trips to the emergency room, having an emergency surgery or having to be admitted into the hospital. While you usually don’t have to spend money upfront, the subsequent bills coming in from the experience can start to put undue stress on your finances. For some, turning to credit cards is an answer. However, even that is only a temporary solution because the bills then come in the form of a credit card statement.
We understand that you want to pay your bills, but we also understand that you might not be able to. While many people think that because medical debt is unsecured, it can’t be discharged in bankruptcy, that isn’t always the case. By using the means test, it is possible to determine if you can pay those medical bills that are plaguing you.
In some cases, filing for Chapter 7 or Chapter 13 bankruptcy in Tennessee might give you the relief you need to take charge of your financial situation. We want to give you the information you need to help you make an informed choice about how to gain control of your finances. You don’t have to endure sleepless nights or go without food in an attempt to pay off medical debts. Let us help you find a way to get basic life necessities by taking control of your medical debts.
Source: Rothschild & Ausbrooks PLLC, “Medical Debt” Sep. 11, 2014