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April 2015 Archives

Do you really want to file your bankruptcy without an attorney?

Many people file their bankruptcies without an attorney. This is permitted, and you can file "pro se," which means "for yourself." You may think it isn't that complex and you can save some money by doing it yourself. While you can save money if you successfully complete your bankruptcy, many do not, which may cause more problems in the end and may end up costing you more than if you had worked with an attorney in the first instance.

A bad idea made worse

Once something become enshrined in law, it can be difficult to dislodge. Take the sections of the Bankruptcy Code that prevent student loans from being discharged. These provisions date to 1978, and were based on some newspaper stories that suggested that some students who obtained student loans planned to use bankruptcy to discharge their debt after graduation to avoid having to pay the loans back.

A million dollars a year won't keep you out of bankruptcy

We all have imagined how great it would be to have an income like that of a professional athlete. Earning millions per year, we probably believe that it is like winning a "golden ticket" and that with that kind of income, life would indeed become "easy street."

Child support in a Chapter 7 bankruptcy

Child support is not dischargeable in a bankruptcy. This means that if you owe child support, your filing a Chapter 7 or a Chapter 13 will not allow you to eliminate that debt. If you are owed child support, your claim for child support remains during the bankruptcy, but the bankruptcy may complicate your collection efforts.

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Rothschild & Ausbrooks, PLLC
1222 16th Avenue South, Suite 12
Nashville, TN 37212

Toll Free: 866-656-8909
Phone: 615-866-2265
Fax: 615-242-2003
Nashville Bankruptcy Office