Discharging Credit Card Debt in Bankruptcy

It is amazing just how quickly credit card debt can spiral out of control, thanks to obscenely high interest rates. There is a misconception that poor spending habits are what lead to credit card debt. While this may play a role in some cases, the reality is that people often turn to credit cards in emergency situations. When a medical problem causes missed work and missed wages, food still needs to be put on the table. Credit cards can help. After a divorce, when adjustments are being made to a new life, credit cards can do a lot of good.

It really does not matter what happened. Bankruptcy does not discriminate based on how you became overwhelmed by debt. If credit card debt has you stuck between a rock and a hard place, consider a board-certified bankruptcy lawyer from Rothschild & Ausbrooks, PLLC. Contact our firm today to arrange your free consultation.

Credit card debt is unsecured debt. Unsecured debt can be thought of as debt that is not tied to property. A car is secured debt — it can be repossessed if a person does not pay.

Bankruptcy Makes Short Work of Credit Card Debt

The good news is that credit card debt is one of the easiest types of debt to eliminate through either Chapter 7 or Chapter 13 bankruptcy. Even if you are carrying large balances on multiple credit cards, you may be surprised at how effective bankruptcy is.

Our attorneys have more than three decades of experience helping people just like you overcome credit card debt. We will help you attack your Visa bills, American Express bills, MasterCard bills, Discover bills and store credit card bills. Our services are available to people in Nashville and throughout Tennessee.

Contact Us for a Free Bankruptcy Consultation

Please contact Rothschild & Ausbrooks, PLLC, today to get answers about discharging credit card debt in bankruptcy.