How Can I Keep My Home Through Bankruptcy?

Even the most responsible homeowner can get behind on mortgage payments. Illness, job loss, divorce and other unfortunate situations can happen to anyone. The threat of foreclosure threatens your ability to feel comfortable — even in your own home. At Rothschild & Ausbrooks, PLLC, we help people who have fallen behind on mortgage payments and are in danger of losing their homes. It is entirely possible to keep your home and obtain a current status on your mortgage payment.

Does the threat of foreclosure have you stuck between a rock and a hard place? If so, consider a board-certified attorney from Rothschild & Ausbrooks. Contact our firm today to arrange your free consultation.

Reorganize Your Debt

Chapter 13 bankruptcy is a reorganization of debt that allows an individual to repay debt over a period of three to five years. Chapter 13 allows people to make up for missed payments — including mortgage payments — over time and reinstate the original purchase agreement.

Oftentimes, people feel frustrated with their financial situation, knowing that a fresh start to their finances would provide much-needed relief. Chapter 13 bankruptcy provides that relief to homeowners and prevents foreclosure.

Our attorneys can help you set up a payment plan that will be advantageous in your new situation and also satisfy the needs of your bank or lender. Attorney Edgar Rothschild is board-certified as specialist in bankruptcy law. They are experienced legal advocates for people who have fallen behind in payments and are interested in keeping their homes.

Contact us today to learn how we can help.