Nashville Consumer Bankruptcy Lawyers

Many people believe that they are not eligible for bankruptcy. In reality, those who find themselves stuck between a rock and a hard place because of debt typically are eligible. However, a means test must be taken first to determine eligibility.

At Rothschild & Ausbrooks, PLLC, our lawyers have more than three decades of experience helping people just like you overcome debt. We know exactly how the means test works. In Nashville and throughout Tennessee, we are available to assist in the completion of the means test. We will make certain that you enter everything properly so you can get the help that Chapter 7 bankruptcy is designed to provide you.

The Means Test

Our attorneys begin every Chapter 7 by gathering information about your assets, liabilities, income, expenses and more. The means test will focus mostly on your monthly income, which will be compared to the median income of others in Tennessee.

The means test is actually a new feature, which has led many to believe that filing bankruptcy is more difficult than it used to be. We have found that most people who need bankruptcy relief are able to get it. We help them get it.

If You Do Not Qualify for Chapter 7 Bankruptcy

Chapter 7 is not the only type of bankruptcy. If you do not qualify for Chapter 7, you may be able to get debt relief through Chapter 13 - reorganization. In fact, some people may even choose Chapter 13 because of the unique features of this type of bankruptcy. We will tell you about all your options and help you find the one that makes the most sense for you.

Contact Us for a Free Bankruptcy Consultation

Please contact Rothschild & Ausbrooks, PLLC, today to learn more from a Nashville Chapter 7 bankruptcy lawyer.